We make adaptation finance operational.

YAPU DERIVES FROM YAPUCHIRI.

 

These are traditional ‘leader’ farmers in the Bolivian andes. They collect, create and share agroecological knowledge and risk management strategies in the local area. Blending ancestral knowledge with newly adopted practices, Yapuchiris experiment on their own land then teach other farmers and local organisations about their successes.

In this spirit YAPU provides flexible software solutions supporting the operational processes of institutions targeting smallholder farmers, microenterprises and small- and medium-sized enterprises.

 

Team

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Christoph Jungfleisch
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Alexander Ulbrich
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Sven Volland
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Davide Forcella
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Hannes Graef
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Eliza Vargas-Machuca

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Fernando Yepez
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Jaime Osorio
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Omar Montufar
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Matt Averna
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Delphin Ngamije

Why we do what we do

After years in MSME finance, YAPU's founders saw great potential in offering commercial and flexible digital solutions to the financial sector. Financial Institutions are crucial agents of change in developing countries, oftentimes it depends on them whether a business can thrive or a smallholder farmer will have a good harvest. YAPU was founded to support financial institutions enabling more clients at the bottom of the pyramid to pursue economic empowerment and social development while sustainably harnessing the environment.
Our platform enables financial institutions to seemlessly digitize their processes, enhance risk management and improve terms and conditions of value offerings to their customers. Financial instituions can expand and deepen their market outreach, end customers receive products and services better catered to their very concrete needs.

THIS IS MUCH NEEDED AS RECENT PROJECTIONS SHOW THE IMPORTANT ROLE ESPECIALLY SMALLHOLDER FARMERS WILL HAVE IN SECURING FOOD GLOBALLY.

0%
more food necessary by 2050
0%
of global food supply is produced by smallholder farmers
However, especially smallholders are among those most vulnerable to climate change. Mostly organized in loose value chains, they lack knowledge and practical know-how to adapt successfully. YAPU enables financial institutions to measure climate and environmental risks efficiently, promote climate technologies and where suitable share data-driven insights with their end customers.

YAPU thereby serves the sustainable development goals.

Using YAPU software increases dramatically the operational efficiency of financial institutions, while decreasing their risk on failed credits. This allows for much better lending conditions, esp. for smallholder and micro businesses.
YAPU seeks to contribute to food security globally by providing smallholder farmers with insights on their farming practices and the means to adapt to climate change via financial institutions.
YAPU strives for the well-being of the ones strongly in need by enabling them the access to finance which provides them with the means to take care of themselves and their families.
YAPU strongly aims for sustainable economic growth on the bottom of the pyramid by providing environmental and social scorings and indicators.
YAPU provides the ground for better lending conditions for everyone. For a more just future.
By gathering data on production patterns of smallholders and microbusinesses, YAPU provides the basis for sound consultancy on enhancing production patterns in line with sustainability. This consultancy can be conducted by YAPU as well as its clients.
YAPU seeks to address climate change and ist impacts by levelling the ground for smallholder farmers to access the means necessary to adapt to the changing situation.
YAPU strongly supports the sustainable use of land and promotion of biodiversity by creating a database on production patterns which enables clients itself to include measures of sustainable production into their products.

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